Fractional CFO support for founder-led service businesses
Clean reporting, a rolling cash flow forecast you can trust, and calm decision support—in plain English for non-finance people.
Live snapshot (example)
Adjust the sandbox below and watch these update.
Make finance understandable
You don’t need more spreadsheets. You need a simple finance rhythm that tells you: what happened, what changes next, and what decision to make.
- Reporting: the numbers + the story (in plain English).
- Cash flow: a forward-looking plan, not a surprise.
- Decisions: hiring, pricing, and growth with real inputs.
Best fit for
- Agencies, consultants, and founder-led service businesses.
- Teams with messy reporting, unclear margins, or cash flow volatility.
- Founders who want a CFO partner (not just a bookkeeper).
Interactive: cash flow in “spreadsheet mode”
Change a few assumptions, and you’ll instantly see the cash impact. This is the kind of clarity we build into your monthly cadence.
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What you’re seeing
This is a simplified model (no tax planning, debt schedules, or accrual nuance). The goal is to make the business feel legible—fast.
Planning tool only; not tax advice.
Services that scale with you
Start with a Diagnostic so we can scope properly. Then choose the ongoing support level that matches your complexity.
Finance Diagnostic + Roadmap (required)
A scoped, fixed-fee diagnostic to assess your current reporting, close cadence, and finance stack—then deliver a 90‑day roadmap.
- Close health check + KPI baseline
- Systems review (accounting, billing, payroll)
- Roadmap + package recommendation
Ongoing retainers
- Books + Reporting — monthly reporting that makes sense.
- Cash Flow + Decisions — rolling forecast + scenarios.
- Fractional CFO — leadership, packs, and decision support.
Also available: fixed-scope sprints (Xero implementation, reporting dashboards, business plans + financial models).
US scope note: we coordinate with your CPA/tax preparer; we don’t file US tax returns unless engaged via a partner.
Service ladder (what’s included)
The product is cadence + artifacts. You’ll know what’s happening, what changed, and what decision is next.
Books + Reporting
Tax-ready books + monthly reporting in plain English.
- Close oversight + reconciliations
- Monthly P&L, balance sheet, and cash summary
- KPI snapshot (service business KPIs)
- Clean handoff packet to your CPA/tax preparer (US)
Cash Flow + Decisions (Mini CFO)
A forecast you trust + scenarios tied to real decisions.
- Rolling 12‑month cash flow forecast
- Scenario planning (hiring, pricing, revenue dips)
- Monthly decisions call + quarterly planning session
Fractional CFO
High-touch finance leadership: packs, profitability, and support.
- Management/board-ready pack (KPIs + narrative)
- Profitability analysis (by client/service line where applicable)
- Pricing & margin workstreams
- Provider coordination (CPA, payroll) with KRISHKA owning timelines
Projects (fixed scope)
A clear outcome in a clear timeline (great for warm leads).
- Close overhaul (speed + accuracy)
- Xero implementation or cleanup sprint (setup, migration, automation, training)
- Reporting dashboards + monthly pack setup (board-ready outputs)
- Business plan + financial model build (narrative + scenarios)
- KPI dashboard + reporting stack setup
- Pricing & profitability diagnostic
- Cash flow “rescue” sprint
- Investor readiness pack (model + metrics + narrative)
Productized sprints (popular entry offers)
Fixed scope. Clear deliverables. Built to create momentum fast—then transition into a retainer if you want an ongoing cadence.
Xero Implementation Sprint
A clean accounting foundation with automation and a close rhythm your team can maintain.
- Implementation plan + chart of accounts design (built for reporting)
- Bank feeds, rules, and workflows (AR/AP) to reduce manual work
- Integrations setup (billing, payments, payroll provider) where applicable
- Close checklist + handover session (so it doesn’t fall apart later)
Board-Ready Reporting Pack
Dashboards + a KPI dictionary + a monthly pack that non-finance stakeholders can follow.
- Connect accounting data and set up reporting structure
- Dashboard build (KPIs, trends, variance highlights)
- KPI dictionary (definitions, owners, and decision use)
- Monthly “board-ready” pack template + cadence
Business Plan + Financial Model
A detailed plan with a model you can actually run scenarios on (Sheets/Excel-friendly).
- Business plan narrative (strategy, ops, and a plain-English finance story)
- Assumptions-led financial model (drivers, unit economics, and runway)
- Scenario set (base/upside/downside) tied to decisions
- Outputs: plan PDF + model file + pitch/credit memo outline
Xero and reporting/dashboard tools are third-party products. Any subscriptions are purchased directly by you; KRISHKA is not affiliated with them.
US scope note (important)
For US clients we focus on finance leadership (reporting, forecasting, decision support) and coordination with your licensed providers. We don’t file US tax returns unless engaged via an approved partner model.
How it works
A simple process that avoids chaos and protects quality.
- Apply: quick fit check (industry, tools, urgency).
- Diagnostic: close health check + roadmap.
- Cadence: close → reporting → forecast → decisions.
Scroll down for a more detailed breakdown (30/60/90 days) and the full scope boundaries.
Privacy-first proof
We don’t use client logos as marketing assets. Instead, we show our process, artifacts, and what a good finance cadence looks like.
- Dashboard and KPI definitions
- Board-ready pack outlines
- Forecast + scenario playbooks
Pricing (transparent ranges)
You’ll get an exact proposal after the Diagnostic. Until then, these ranges help you understand the investment and what drives it. (Draft ranges; validate before publishing.)
Diagnostic + Roadmap
One-time, fixed-fee project.
- Close health check + KPI baseline
- 90‑day roadmap + package recommendation
Books + Reporting
Monthly cadence and tax-ready reporting.
- Close oversight + reporting pack
- KPI snapshot + notes in plain English
Cash Flow + Decisions
Rolling forecast + scenario discipline.
- 12‑month rolling cash flow forecast
- Monthly decisions call
Fractional CFO
High-touch leadership: packs, profitability, coordination.
- Management/board-ready pack
- Profitability, pricing & margin workstreams
Interactive estimator (for intuition)
This is not a quote. It shows what increases complexity (and cost).
What drives price
- Transaction volume and number of accounts
- Systems and integrations (billing, payroll, dashboards)
- Revenue complexity (multiple streams, platform payouts)
- Reporting cadence (monthly vs monthly + forecast + calls)
- Cleanup required (data quality, historical reconciliations)
Projects & productized sprints
These are fixed-scope engagements (implementation, reporting pack, business plan/model). Pricing is quoted based on complexity and timeline.
- Xero Implementation Sprint — setup/migration + automation + handover.
- Board-Ready Reporting Pack — dashboards + KPI dictionary + board-ready exports.
- Business Plan + Financial Model — narrative plan + scenarios + deliverables.
US scope: we coordinate with your CPA/tax preparer; we don’t file US tax returns unless engaged via a partner.
About KRISHKA
KRISHKA is led by Krishka Faber, CA(SA). The work sits at the intersection of clean financial foundations, forecasting discipline, and systems that reduce friction—so founders can make decisions with confidence.
- Plain-English reporting: the numbers + the story.
- Forecasting as a decision tool (not a spreadsheet hobby).
- Systems work: Xero implementations, automation, close checklists.
- Reporting artifacts: KPI dictionaries + dashboards and board-ready packs.
- Business planning: detailed business plans + financial models.
What you can expect
| Expectation | What it looks like |
|---|---|
| Clear deadlines | Close calendar and responsibilities agreed up front. |
| Plain-English outputs | KPIs explained as “questions answered”. |
| Artifact-led | Models, dashboards, packs, and roadmaps you can reuse. |
| Privacy-first | Proof via process, not public client lists. |
Free resource
Get the rolling cash flow template used in our “Cash Flow + Decisions” work. Start using it in 10 minutes.
Planning tool only; not tax advice.
Ready for finance clarity?
Start with a Diagnostic so we can map the shortest path to clean reporting and confident decisions.
Security (practical, not hype)
Finance data is sensitive. We focus on practical controls: least privilege access, clean handoffs, and documented processes that reduce mistakes.
- Least privilege: grant only what’s needed, review regularly.
- MFA: recommended across finance tools.
- Clean handoffs: checklists and close calendars reduce chaos.
- Privacy-first: we don’t use client logos as marketing assets.
Common practices (examples)
| Area | Practice |
|---|---|
| Credentials | We don’t ask for passwords; prefer role-based access. |
| Sharing | Prefer controlled links/portals over email attachments. |
| Audit trail | Finance changes tracked via systems with activity logs. |
| Documentation | Decisions and processes are written down and repeatable. |
Scope & disclosures (US-first)
Clear scope keeps quality high and prevents confusion. For US clients, we focus on finance leadership and coordination with your licensed providers.
- In scope: reporting, forecasting, KPI dashboards, board packs, pricing/margin work.
- In scope: close process improvements, controls, finance systems workflows.
- In scope: coordination with your CPA/tax preparer and payroll provider.
US exclusions (unless via partner)
Tax filing and payroll tax compliance are jurisdiction-bound. Unless explicitly engaged through an approved partner model, these are excluded:
- Signing US tax returns
- Sales tax filings
- Payroll tax filings
- Legal services
Templates and examples are decision support only; not tax or legal advice.
FAQ
Short answers to the questions founders actually ask.
Do you file US tax returns?
By default, no. We focus on finance leadership and tax-ready books and coordinate with your CPA/tax preparer. US filings are handled by licensed providers unless we agree a partner model.
What do I get in the Diagnostic?
A close health check, KPI baseline, a 90‑day roadmap, and a clear recommendation for the right ongoing support level.
Is this understandable for non-finance founders?
Yes — that’s the point. We translate finance into decisions (hiring, pricing, runway) using clear visuals, a consistent cadence, and plain-English notes.
Do you share client logos or testimonials?
No. We are privacy-first. Proof is provided through process transparency, artifacts, and (where appropriate) anonymized examples.
What tools do you work with?
We adapt to your stack. Common examples include QuickBooks/Xero, billing tools, payroll providers, and reporting/dashboard tools.
Do you implement Xero?
Yes — implementations and cleanups are common entry projects. We can handle setup/migration planning, chart of accounts design, automation (bank rules/workflows), and team handover so the close stays clean.
Can you build dashboards and reporting packs?
Yes. We can set up dashboards, a KPI dictionary, and monthly/board-ready pack outputs. If a paid reporting tool is required, subscriptions are purchased directly by you; KRISHKA is not affiliated with third-party tools.
Do you build business plans and financial models?
Yes — detailed plans plus an assumptions-led model with scenarios (base/upside/downside) tied to the decisions you’re making (hiring, pricing, runway). Planning tools only; not investment advice.
Can you work under NDA / security restrictions?
Yes. We prefer least-privilege access patterns, audit trails, and explicit scopes.
South Africa (separate service line)
KRISHKA also serves South African founders with compliance-heavy work. We keep this separate so US buyers don’t get mixed messaging.
- Accounting & bookkeeping (cloud): reconciliations, close cadence, backlog catch-up.
- Financial statements: IFRS / IFRS for SMEs, independent reviews, audit-prep support.
- Tax + SARS support: filings plus reviews & disputes support.
- Payroll: setup + submissions support (SA).
- CIPC/secretarial: registrations, amendments, annual returns, iXBRL where applicable.
- Systems + automation: Xero/Sage/QB setup, workflows, integrations, reporting.
- Foreign investors in SA: setup support and compliance coordination.
South Africa signature offers (popular)
Fixed-scope sprints designed to get you compliant and back in control fast (timelines depend on information handover and current state).
- Backlog catch-up rescue: forensic cleanup of bank feeds, AR/AP and VAT; rebuild ledgers.
- Payroll clean start: payroll system setup, pay cycles, onboarding templates.
- Switch to us: guided migration checklist, GL mapping, opening balances.
- Finance stack setup + automation: bank rules, integrations, dashboards, close checklist.
- Cash-flow accelerator toolkit: 12‑month cash-flow model + setup guidance + KPI cheat-sheet.
- Founder quick wins pack: finance checklist + business roadmap (SA-focused).
- Finance foundations for founders (training): practical lessons + templates (waitlist).
- Values-aligned team & culture strategy: org charts, compensation, policies, rhythms.
Prefer US-first CFO advisory?
If you’re US-based (or selling into the US), use the US-first ladder above. It’s designed around reporting, cash flow forecasting, and decisions.
Apply for a Finance Diagnostic
Tell us your business type, tools, and priorities. We’ll confirm fit and reply with next steps. If you’re looking for a fixed-scope sprint (Xero implementation, reporting pack, business plan), choose it in “Primary interest”.
- Best fit: agencies, consultants, founder-led service businesses.
- Outcome: clean reporting, a forecast you trust, and decisions you can run on.
- Privacy-first: no client logos as marketing assets.
Prefer email? help@krishka.com
Quick application
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Privacy (draft)
We collect contact details you submit (name, email, phone) and your message so we can respond. We don’t sell personal data and we don’t publish client logos as marketing assets.
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Terms (draft)
Website content and templates are for informational and planning purposes and do not constitute tax, legal, or accounting advice for your jurisdiction. Services are delivered under a written engagement.
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